I don’t know how these people find me, but I keep getting more and more flyers in the mail from folks asking me to show up at their events so they can teach me about retirement benefits. It started several years ago when I began getting invitations to join an organization that works on behalf of retirees. These reminders all serve to say: “You’re getting older. Get ready!”

I have ignored them all along, but soon enough I’m going to have to break down and go to one of their meetings. I really should be taking action on their suggestions.

Sometimes I…